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Do You Have A Credit Card You Don't Need? Or Several?
Probably. You likely have more than one credit card that could be cut up.
Each time you whip out a credit card from your wallet and use it to make a purchase, you are probably fixated on the item you are purchasing, not the potential damage you could be causing yourself financially if you aren't careful. You see, credit cards are not as care-free, and convenient as they appear. It is easy to see how bad credit and credit card problems run rampant in today's America and how many citizens have no clue how to slow down this runaway train once it picks up steam.
Companies want you to think they are so you SPEND, SPEND, SPEND! In reality, though, you can find yourself in a world of hurt by neglecting to manage your cards appropriately. After all, are you aware of any of the following facts...
- That the average annual percentage rate (APR) of interest on a credit card is 18.3 percent?
- That, given that percentage, each $1,000 you carry over annually is assessed $183 in finance charges? Contrast that with paying in cash. You pay for something and that's that. With a card, everything becomes more expensive, in time.
- Failure to pay off balances in full not only costs you money in terms of fees, but can lead to bad credit ratings.
A poor score can damage your ability to receive a good interest rate on a mortgage or other important loan. Thus, credit card problems have trickle-down effects, ones of a very negative sort. But have no fear. We are here to help.
Receive the best credit card advice around!
No matter how much credit card debt you've got, we can consolidate, reduce and eliminate it within THREE YEARS and that's that. If you don't believe us, see for yourself. You will not be charged any money in exchange for our service, either. All that is required for our credit card consolidation strategies is a small deposit, which you receive back in full when we are done. No risks. Not a thing is holding you back, other than perhaps your own pride, from the credit card help you so desperately need.
This is not a time for pride, people. It is a time for sage credit and debt advice that will ensure a bright future for you in the years to come. If you think you might need to contact the professionals for credit help, we highly suggest that you do, because things may only get worse. Isn't that what this is about? Don't you want to guarantee yourself the best chance at lasting financial stability and prosperity? Apply now. Above. Credit Counseling Now is here to help you consolidate credit card problems and move on with life.